Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Social Security: Maximizing Benefits There are other ways to maximize Social Security benefits, in addition to waiting to claim them. How to Conquer the World - 5 Financial Strategies for Savvy Learn more about women taking control of their finances with this infographic. What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability.