When Special Care Is Needed: The Special Needs Trust A special needs trust helps care for a special needs child when you’re gone. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan. Traditional vs. Roth IRA One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans. Retirement Questions That Have Nothing to Do With Money Things to consider before retirement.